mortgage types

Flexible and Offset

Interest rates are important, however flexible or offset mortgages can also save you money. If used wisely an offset mortgage could potentially reduce the amount of interest you will pay whilst leaving your savings intact.

Self Build

More and more people are considering self build as an alternative to purchasing a standard built property. It is possible to borrow against the value of the land and arrange a mortgage facility to release funds for the various stages of the build costs. It may be possible to obtain funds in advance of each stage. It may also be possible to remain in your current property whilst building a new one.

Secured Loans

In certain circumstances it may not be possible or it may be too costly to remortgage to raise additional funds. Whilst looking at all the options available we can consider secured loans which can remove the need to remortgage.

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